There are a number of strategies that individual investors can use to take less risk when investing. Diversification is one approach that can help to mitigate the effects of volatility in any one particular asset class.
Millions want to stick with lockdown lifestyle changes
The COVID-19 pandemic has been incredibly difficult for everyone and made a huge impact on the lives, personal finances and jobs of millions of people. The restrictions introduced during the pandemic were forced on the nation and it was assumed that once they ended, people would quickly return to their lifestyles before lockdown.
More investors align investments with personal values
Over the past few decades, there has been a growing interest and awareness in investing in companies that take into account environmental, social and governance (ESG) factors.
Having a solid retirement plan in place is key to a worry-free future
As we enter our later years, it’s more important than ever to have a solid retirement plan in place. Unfortunately, for many of us, that simply isn’t the case. According to recent figures, one in six people over the age of 55 in the UK have no pension savings whatsoever[1].
With the right plans in place, you can make your money go further
Despite the fact that most people know they need to start saving for retirement as early as possible, many are still not doing so. There are a number of reasons why people aren’t saving enough for their retirement.